Non-VBV/MSC BINs are key consideration as they are essential for customers and businesses to keep pace with the rapid evolution of the online marketplace. The most important aspect of online security and convenience is in handling credit cards. Non vbv cards are very important in carding as most cases without a non vbv card carding is almost impossible  to get a non vbv card for carding. Updated List of Non VBV / MSC BINs for 2026

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Advances in technology add to improvements in credit card security procedures, and the invention of the Verified by Visa (VBV) and Mastercard Secure Code (MSC) protocols is just one such improvement. These security features provide an extra layer of protection for transactions conducted online, making them less vulnerable to fraud.

It became a nuisance for some online shoppers and organizations at some point. Such is the reason for the Non-VBV/MSC BIN List. This webpage is all about defining non-VBV/MSC BIN and providing the most recent updated list for 2026. Understanding BIN: Understanding BIN

BANK IDENTIFICATION NUMBER is actually an acronym for BIN. It is a unique 6-digit number assigned to every single credit card. If you are in need of such information, there are many places that you can visit for the data.

What Is VBV?

Verified by Visa, often known as VBV/3D, is an extra layer of online security offered by select debit and credit cards. These cards require the card owner to acknowledge the transaction immediately before the payment is authorised; this can be done via phone, SMS, or email. An OTP or the owner answering a question confirming their Social Security Number (SSN), parent or partner’s name, DOB, or password might be included in the confirmation.

Non-VBV cards do not require the extra information that VBV does. This is precisely why they are useful for fraudulent activity.

What Is MSC?

Mastercard CCs follow a similar process to Visa cards, which have an extra degree of security. MSC stands for MasterCard Secure Code, which provides similar security to VBV. Updated List of Non VBV / MSC BINs for 2026

What Is OTP?

This term refers to a one-time password. The password can be a unique string of characters or numbers for each transaction.

Our list only includes 2D or non-VBV cards. These BINs pass VBV windows without an OTP. Updated List of Non VBV / MSC BINs for 2026

EU non-vbv bin list

1. 401805 – ITALY = DEBIT

2. 402360 – ITALY = DEBIT

3. 409015 – SPAIN = CREDIT

4. 413585 – GERMANY = CREDIT

5. 416029 – ITALY = CREDIT

6. 424607 – NETHERLANDS = CREDIT

7. 425723 – GERMANY = CREDIT

8. 435659 – SPAIN = CREDIT

9. 450608 minus SPAIN = CREDIT

10. 450625 minus SPAIN = CREDIT

11. 450663 – BELGIUM = CREDIT

12. 453243 – GERMANY = CREDIT

13. 454108 – SWEDEN = DEBIT

14. 454617 – GERMANY = CREDIT

15. 454618 – GERMANY = CREDIT

16. 455218 – BELGIUM = CREDIT

17. 455221 – SPAIN = CREDIT

18. 455262 – SWEDEN = DEBIT

19. 456140 minus FRANCE = CREDIT

20. 456354 – NETHERLANDS = CREDIT

21. 456542 = ITALY = CREDIT

22. 456997 – NORWAY = DEBIT

23. 457101 – DENMARK = DEBIT

24. 457109 – DENMARK = DEBIT

25. 457119 – DENMARK = DEBIT

26. 457136 – DENMARK = DEBIT

27. 459996 – SPAIN = CREDIT

28. 461668 – JORDAN = CREDIT

29. 467293 – ITALY = CREDIT

30. 477547 – SPAIN = CREDIT

31. 486447 – NORWAY = CREDIT

32. 490744 – GERMANY = CREDIT

33. 490829 – GERMANY = CREDIT

34. 490943 – SPAIN = CREDIT

35. 491889 – SWEDEN = DEBIT

36. 492044 – GERMANY = CREDIT

37. 492057 – FINLAND = DEBIT

38. 492119 – SPAIN = CREDIT

39. 492121 – SPAIN = CREDIT

40. 492520 – NORWAY = DEBIT

41. 492591 – COLOMBIA = CREDIT

42. 493846 – TURKEY = CREDIT

43. 494028 – SPAIN = CREDIT

44. 496626 minus SPAIN = CREDIT

Updated List of Non VBV / MSC BINs for 2026

1. 497301 – FRANCE = DEBIT

2. 497306 – FRANCE = CREDIT

3. 523224 – GERMANY = CREDIT

4. 523252 – GERMANY = CREDIT

5. 523276 – GERMANY = CREDIT

6. 523298 – GERMANY = CREDIT

7. 535329 – FINLAND = CREDIT

8. 541256 – SWEDEN = CREDIT

9. 541327 – BELGIUM = CREDIT

10. 541869 – ITALY = CREDIT

Updated List of Non VBV / MSC BINs for 2026

1. 543012 – FINLAND = CREDIT

2. 546899 – BELGIUM = CREDIT

3. 549003 – GERMANY = CREDIT

4. 549713 – GERMANY = CREDIT

5. 552143 – TURKEY = CREDIT

Good BINs for Carding​ and Non MSC Bins

1. 479126 [ ESL F.C.U. VISA DEBIT CLASSIC UNITED STATES ]

2. 410894 [ BRANCH BANKING AND TRUST COMPANY VISA DEBIT CLASSIC UNITED STATES ] ― Non-vbv bins​ list

3. 427138 [ CITIBANK, N.A. VISA CREDIT PREMIER UNITED STATES ]

4. 480011 [ FIA CARD SERVICES, N.A. VISA CREDIT GOLD PREMIUM UNITED STATES ]

5. 439102 [Krungthai Card Public Co., Ltd., VISA CREDIT PLATINUM Thai]

6. 498235 [ ]

7. 478192 [ ]

8. 476164 [ TCF NATIONAL BANK VISA DEBIT CLASSIC UNITED STATES ]

9. 432845 [ SOVEREIGN BANK VISA DEBIT CLASSIC UNITED STATES ]

10. 488893 [ FIA CARD SERVICES, N.A. VISA CREDIT PLATINUM UNITED STATES ]

11. 432630 [ BANK OF AMERICA, N.A. VISA DEBIT PLATINUM UNITED STATES ]

12. 456678 [ MITSUBISHI UFJ FINANCIAL GROUP, INC. VISA CREDIT GOLD PREMIUM JAPAN ]

13. 406095 [ NAVY F.C.U. VISA CREDIT CLASSIC UNITED STATES ]

14. 462120 [ CITIBANK, N.A. VISA CREDIT CLASSIC UNITED STATES ]

15. 465614 [First FIRST FEDERAL and Loan Association of Charlotte Visa Debit Classic CLASSIC UNITED STATES ]

16. 435237 [ TARGET NATIONAL BANK VISA CREDIT CLASSIC UNITED STATES ]

17. 456432 [ SUNCORP-METWAY, LTD. VISA Deposit CLASSIC AUSTRALIA ]

18. 456430 [ SUNCORP-METWAY, LTD. VISA Deposit CLASSIC AUSTRALIA ]

19. 460198 [Commonwealth Bank BANK Australia VISA CREDIT CLASSIC AUSTRALIA ] ― Non-vbv bins​ list

20. 456430 [ SUNCORP-METWAY, LTD. VISA Deposit CLASSIC AUSTRALIA ]

21. 456444 [ BANK OF WESTERN AUSTRALIA, LTD. VISA CREDIT BUSINESS AUSTRALIA ]

22. 443446 [ CUSCAL, LTD. VISA DEBIT CLASSIC AUSTRALIA ]

23. 455702 [ NATIONAL AUSTRALIA BANK, LTD. VISA CREDIT PREMIER AUSTRALIA ]

24. 414790 [First Citizens Bank, Ltd. VISA CREDIT Signature, TRINIDAD AND TOBAGO ]

25. 456444 [ BANK OF WESTERN AUSTRALIA, LTD. VISA CREDIT BUSINESS AUSTRALIA ]

26. 443446 [ CUSCAL, LTD. VISA DEBIT CLASSIC AUSTRALIA ]

27. 455702 [ NATIONAL AUSTRALIA BANK, LTD. VISA CREDIT PREMIER AUSTRALIA ]

28. 456430 [ SUNCORP-METWAY, LTD. VISA Deposit CLASSIC AUSTRALIA ]

29. 460198 [Commonwealth Bank BANK Australia Visa Credit]

Updated List of Non VBV / MSC BINs for 2026

1. 450004 [ CANADIAN IMPERIAL BANK OF COMMERCE VISA CREDIT BUSINESS CANADA ]

2. 424698 [ TD BANK, N.A. VISA CREDIT CORPORATE T&E UNITED STATES ]

3. 456432 [ SUNCORP-METWAY, LTD., VISA Deposit CLASSIC AUSTRALIA ]

4. 456430 [ SUNCORP-METWAY, LTD., VISA DEBIT CLASSIC AUSTRALIA ]

5. 498416 [Macquarie Bank, Ltd., VISA CREDIT PLATINUM AUSTRALIA ]

6. 463576 [ BANK OF AMERICA, N.A. VISA DEBIT BUSINESS UNITED STATES ]

7. 463572 [ BANK OF AMERICA, N.A. VISA DEBIT BUSINESS UNITED STATES ]

8. 478455 [ CITIBANK, N.A. VISA CREDIT PREMIER UNITED STATES ]

9. 463506 [ VISA DEBIT PREPAID UNITED STATES ]

10. 422005 [ BANCO ITAUCARD, S.A. VISA CREDIT CLASSIC BRAZIL ]

11. 463575 [ BANK OF AMERICA, N.A. VISA DEBIT BUSINESS UNITED STATES ]

12. 430858 [ COMERICA BANK VISA DEBIT CLASSIC UNITED STATES ]

13. 471630 [ U.S. BANK NATIONAL ASSOCIATION ND VISA CREDIT GSA PURCHASING CARD UNITED STATES ]

14. 455620 [ SANTANDER CONSUMER BANK AG VISA CREDIT PREMIER GERMANY ]

15. 415974 [ DEUTSCHE APOTHEKER- UND AERZTEBANK EG VISA CREDIT PREMIER GERMANY ]

16. 523236 [ SANTANDER CONSUMER BANK AG MASTERCARD CREDIT STANDARD GERMANY ] ― non vbv bins​ list

17. 455600 [ SANTANDER CONSUMER BANK AG VISA CREDIT CLASSIC GERMANY ]

18. 456874 [ LANDESBANK BERLIN AG VISA CREDIT PREMIER GERMANY ]

19. 490638 [ BARCLAYS BANK PLC VISA CREDIT PREMIER GERMANY ]

20. 420208 [ UNICREDIT S.P.A. VISA CREDIT CLASSIC GERMANY ]

21. 456874 [ LANDESBANK BERLIN AG VISA CREDIT PREMIER GERMANY ]

22. 413585 [ COMMERZBANK AG VISA CREDIT PREMIER GERMANY ]

23. 415974 [ DEUTSCHE APOTHEKER- UND AERZTEBANK EG VISA CREDIT PREMIER GERMANY ]

24. 546812 [ SANTANDER CONSUMER BANK AG MASTERCARD CREDIT STANDARD GERMANY ]

25. 490638 [ BARCLAYS BANK PLC VISA CREDIT PREMIER GERMANY ]

26. 415423 [ BARCLAYS BANK PLC VISA CREDIT PLATINUM GERMANY ]

27. 428258 [ LANDESBANK BERLIN AG VISA CREDIT CLASSIC GERMANY ]

28. 427742 [ COMMERZBANK AG VISA CREDIT BUSINESS GERMANY ]

29. 465596 [ DEUTSCHE POSTBANK AG VISA CREDIT BUSINESS GERMANY ]

30. 419403 [ BARCLAYS BANK PLC VISA CREDIT CLASSIC PORTUGAL ]

31. 462730 [ ZAO RAIFFEISENBANK VISA DEBIT ELECTRON RUSSIAN FEDERATION ]

32. 460312 [ OLDENBURGISCHE LANDESBANK AG VISA CREDIT CLASSIC GERMANY ]

33. 520309 [ DEUTSCHER SPARKASSEN UND GIROVERBAND MASTERCARD CREDIT STANDARD GERMANY ]

34. 455600 [ SANTANDER CONSUMER BANK AG VISA CREDIT CLASSIC GERMANY ]

35. 542555 [EUR KARTENSYSTEME GMBH MASTERCARD CREDIT STANDARD GERMANY ]

36. 520309 [ DEUTSCHER SPARKASSEN UND GIROVERBAND MASTERCARD CREDIT STANDARD GERMANY ]

37. 546058 [EUR KARTENSYSTEME GMBH MASTERCARD CREDIT GOLD GERMANY ]

38. 455554 [ DEUTSCHE BANK PRIVAT- UND GESCHAEFTSKUNDEN AG VISA CREDIT CLASSIC GERMANY ]

Updated List of Non VBV / MSC BINs for 2026

1. 464440 [ DEUTSCHE POSTBANK AG VISA CREDIT CORPORATE T&E GERMANY ]

2. 515598 [ HSBC BANK NEVADA, N.A. MASTERCARD STANDARD UNITED STATES ]

3. 516361 [ WESTPAC BANKING CPATION MASTERCARD DEBIT STANDARD AUSTRALIA ]—

4. 550200 [ CITIGROUP PTY, LTD. MASTERCARD CREDIT AUSTRALIA ]

5. 521894 [ CITIBANK MASTERCARD, AUSTRALIA ]

6. 512576 [ GE CAPITAL FINANCE AUSTRALIA MASTERCARD CREDIT AUSTRALIA ]

7. 516320 [ WESTPAC BANKING CPATION MASTERCARD DEBIT AUSTRALIA ]—-

8. 516329 [ WESTPAC BANKING CPATION MASTERCARD CREDIT AUSTRALIA ]

9. 516361 [ WESTPAC BANKING CPATION MASTERCARD DEBIT STANDARD AUSTRALIA ]—

10. 550200 [ CITIGROUP PTY, LTD. MASTERCARD CREDIT AUSTRALIA ]

11. 544637 [ GE CAPITAL FINANCE AUSTRALIA MASTERCARD CREDIT GOLD AUSTRALIA ]

12. 528013 [ BANK OF WESTERN AUSTRALIA, LTD. MASTERCARD DEBIT STANDARD AUSTRALIA ]——

13. 543568 [ BANK OF WESTERN AUSTRALIA, LTD. MASTERCARD CREDIT AUSTRALIA ]

14. 546827 [ AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD. MASTERCARD CREDIT AUSTRALIA

15. 555005 [ COMMONWEALTH BANK OF AUSTRALIA MASTERCARD CREDIT CPATE PURCHASING AUSTRALIA ]

16. 540909 [ HSBC BANK MIDDLE EAST MASTERCARD CREDIT GOLD UNIT ARAB EMIRATES ]

17. 531355 [ NATIONAL AUSTRALIA BANK, LTD. MASTERCARD CREDIT PLATINUM AUSTRALIA ]

18. 529149 [ CAPITAL ONE BANK (USA), N.A. MASTERCARD CREDIT PLATINUM UNITED STATES ]

19. 514616 [ WOODFEST NATIONAL BANK MASTERCARD DEBIT STANDARD UNITED STATES ]

20. 556963 [ U.S. BANK NATIONAL ASSOCIATION, ND MASTERCARD CREDIT CPATE FLEET CARD UNITED STATES SEARCH ]

21. 540168 [Chase CHASE BANK USA, N.A. MASTERCARD CREDIT STANDARD UNITED STATES ]

22. 564545 [ ]

Updated List of Non VBV / MSC BINs for 2026

1. 512413 [ COMMERCIAL BANK INTERCOMMERZ COMMERCIAL BANK INTERCOMMERZ MASTERCARD CREDIT GOLD RUSSIAN FEDERATION

2. 576135 [ ]

3. 551896 [Computer Services, Inc. MASTERCARD DEBIT STANDARD UNITED States]—-

4. 552234 [ HSBC BANK NEVADA, N.A. MASTERCARD CREDIT PLATINUM UNITED STATES ]

5. 546068 [ CITIBANK MASTERCARD CREDIT PLATINUM UNITED ARAB EMIRATES ]

6. 543805 [ USAA FEDERAL SAVINGS BANK MASTERCARD DEBIT STANDARD UNITED STATES ]

7. 436501 [ VISA CREDIT PLATINUM MALAYSIA ]

8. 436542 [ BANK ISLAM MALAYSIA BERHAD VISA DEBIT CLASSIC MALAYSIA ]

9. 455620 [ SANTANDER CONSUMER BANK AG VISA CREDIT PREMIER GERMANY ]

10. 415974 [ DEUTSCHE APOTHEKER- UND AERZTEBANK EG VISA CREDIT PREMIER GERMANY ]

11. 523236 [ SANTANDER CONSUMER BANK AG MASTERCARD CREDIT STANDARD GERMANY ]

12. 455600 [ SANTANDER CONSUMER BANK AG VISA CREDIT CLASSIC GERMANY ]

13. 456874 [ LANDESBANK BERLIN AG VISA CREDIT PREMIER GERMANY ]

14. 490638 [ BARCLAYS BANK PLC VISA CREDIT PREMIER GERMANY ]

15. 420208 [ UNICREDIT S.P.A. VISA CREDIT CLASSIC GERMANY ]

Updated List of Non VBV / MSC BINs for 2026

1. 456874 [ LANDESBANK BERLIN AG VISA CREDIT PREMIER GERMANY ]

2. 413585 [ COMMERZBANK AG VISA CREDIT PREMIER GERMANY ]

3. 415974 [ DEUTSCHE APOTHEKER- UND AERZTEBANK EG VISA CREDIT PREMIER GERMANY ]

4. 546812 [ SANTANDER CONSUMER BANK AG MASTERCARD CREDIT STANDARD GERMANY ]

5. 490638 [ BARCLAYS BANK PLC VISA CREDIT PREMIER GERMANY ]

6. 415423 [ BARCLAYS BANK PLC VISA CREDIT PLATINUM GERMANY ]

7. 428258 [ LANDESBANK BERLIN AG VISA CREDIT CLASSIC GERMANY ]

8. 427742 [ COMMERZBANK AG VISA CREDIT BUSINESS GERMANY ]

9. 465596 [ DEUTSCHE POSTBANK AG VISA CREDIT BUSINESS GERMANY ]

10. 419403 [ BARCLAYS BANK PLC VISA CREDIT CLASSIC PORTUGAL ]

11. 462730 [ ZAO RAIFFEISENBANK VISA DEBIT ELECTRON RUSSIAN FEDERATION ]

12. 460312 [ OLDENBURGISCHE LANDESBANK AG VISA CREDIT CLASSIC GERMANY ]

13. 520309 [ DEUTSCHER SPARKASSEN UND GIROVERBAND MASTERCARD CREDIT STANDARD GERMANY ]

14. 455600 [ SANTANDER CONSUMER BANK AG VISA CREDIT CLASSIC GERMANY ]

15. 542555 [EUR KARTENSYSTEME GMBH MASTERCARD CREDIT STANDARD GERMANY ]

16. 520309 [ DEUTSCHER SPARKASSEN UND GIROVERBAND MASTERCARD CREDIT STANDARD GERMANY ]

17. 546058 [EUR KARTENSYSTEME GMBH MASTERCARD CREDIT GOLD GERMANY ]

18. 455554 [ DEUTSCHE BANK PRIVAT- UND GESCHAEFTSKUNDEN AG VISA CREDIT CLASSIC GERMANY ]

19. 464440 [ DEUTSCHE POSTBANK AG VISA CREDIT CORPORATE T&E GERMANY ]

20. 414260 [ AIB GROUP (UK) PLC VISA CREDIT BUSINESS UNITED KINGDOM ]

21. 413777 [ CITIBANK INTERNATIONAL PLC VISA CREDIT CLASSIC UNITED KINGDOM ]

22. 447963 [ CITIFINANCIAL EUROPE PLC VISA CREDIT CLASSIC UNITED KINGDOM ]

23. 448400 [ CITIBANK INTERNATIONAL PLC VISA PURCHASING UNITED KINGDOM ]

Updated List of Non VBV / MSC BINs for 2026

1. 425727 [ CITIBANK INTERNATIONAL PLC VISA CREDIT CORPORATE T UNITED KINGDOM ]

2. 440669 [ CITIFINANCIAL EUROPE PLC VISA CREDIT BUSINESS UNITED KINGDOM ]

3. 447965 [ CITIBANK INTERNATIONAL PLC VISA CREDIT BUSINESS UNITED KINGDOM ]

4. 448448 [ CITIBANK INTERNATIONAL PLC VISA CREDIT PURCHASING UNITED KINGDOM ]

5. 485738 [ CITIBANK INTERNATIONAL PLC VISA CREDIT CORPORATE T&E UNITED KINGDOM ]

6. 447964 [ CITIFINANCIAL EUROPE PLC VISA CREDIT PLATINUM UNITED KINGDOM ]

7. 445984 [ CITIFINANCIAL EUROPE PLC VISA CREDIT GOLD PREMIUM UNITED KINGDOM ]

8. 491002 [ CITIBANK INTERNATIONAL PLC VISA CREDIT GOLD PREMIUM UNITED KINGDOM ]

9. 542061 [ CITIBANK INTERNATIONAL PLC MASTERCARD CREDIT UNITED KINGDOM ]

Updated List of Non VBV / MSC BINs for 2026

1. 542064 [ CITIBANK INTERNATIONAL PLC MASTERCARD UNITED KINGDOM ]

2. 546297 [ PEOPLES BANK MASTERCARD UNITED KINGDOM ]

3. 546298 [ PEOPLES BANK MASTERCARD UNITED KINGDOM ]

4. 547872 [ CITIBANK INTERNATIONAL PLC MASTERCARD CREDIT BUSINESS UNITED KINGDOM ]

5. 516029 [ CITIFINANCIAL EUROPE MASTERCARD DEBIT UNITED KINGDOM ]

6. 486483 [ HSBC BANK PLC VISA CREDIT Corporation T&E UNITED KINGDOM ]

7. 455598 [ HSBC BANK PLC VISA CREDIT Corporation T&E UNITED KINGDOM ] [eu, min 5k]

8. 454434 [ AIB GROUP (UK) PLC VISA DEBIT CLASSIC UNITED KINGDOM ]

List of non-VBV cardable website

List of Casino Cardable Sites

FAQs (Frequently Asked Questions)

Are non-VBV/MSC BINs legal to use?

Non-VBV/MSC BINs are not illegal, but their use may be subject to terms and conditions set by card issuers and local regulations. Always ensure compliance with applicable laws. Updated List of Non VBV / MSC BINs for 2026

Do non-VBV/MSC BINs guarantee 100% security?

No, non-VBV/MSC BINs offer lower security compared to VBV and MSC cards. While they provide convenience, they also come with increased risks of fraud.

Can I accept non-VBV/MSC payments for my online business?

Yes, you can choose to accept non-VBV/MSC payments, but be aware of the potential risks, such as chargebacks and fraudulent transactions. Updated List of Non VBV / MSC BINs for 2026

How can I find the latest non-VBV/MSC?

The availability of non-VBV/MSC BINs can change frequently. Consider consulting with payment processing experts or online forums for updated lists.

What precautions should I take when using non-VBV/MSC BINs?

When accepting payments with non-VBV/MSC BINs, implement additional fraud prevention measures, monitor transactions closely, and stay informed about the latest security trends.

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